Insurance Coverages Designed with the Solo Professional in Mind

Your potential client requires you to have business insurance. Your new lease calls for general liability coverage. Or you just want to protect your business. You’re covered with Coverlane.

Core Coverages

1

General Liability

Covers your business from negligence claims that cause bodily injury, property damage, and for most industries, advertising injury and personal injury.

2

Professional Liability

Covers you if you make a mistake that unintentionally harms a client. This pays for the financial or economic damages from negligence, malpractice, errors, incomplete or inaccurate work, and breaches of contracts. Gives peace of mind for professional services businesses.

3

Cyber Insurance

Covers your business in the case of cyber attacks, breaches, and system compromise, like if you accidentally click on a spam ad and your files are hacked.

4

Hired Auto & Non-Owned Auto

Covers your business in the event of car accidents that occur doing business use. Example: You get rear-ended while driving to grab lunch for a client meeting, you’d be covered. 

5

Additional coverages included in the core packages or optional if you need them:

  • Customizable Policies
  • Essential for Businesses
  • Slip & Fall Protection
  • Lease & Contract Requirements
  • Property Damage Coverage

Tell us about your business. We’ll recommend the right coverage package for you.

If you want to make sure Coverlane has the insurance your contract or client requires, here’s a comprehensive list designed with the solo professional in mind, but customizable for small businesses of any size.

If Your Business Gets Sued.

Helps cover legal costs if someone claims you caused them harm or made a mistake in your services. These policies can cover lawyer fees, settlements, and court judgments.

If Your Product Causes Injury or Harm.

Can cover medical bills, legal fees, and damages if someone is injured or harmed by a product you make or sell—even if the incident wasn’t your fault.

If a Customer or Visitor Gets Hurt on Your Premises.

If someone slips, falls, or gets injured at your place of business. It can help pay for their medical costs and protect you from potential lawsuits.

If Something Breaks Your Equipment

Equipment coverage can be added to help replace or repair the tools and equipment your business depends on.

If an Employee Sues You for Inappropriate HR Actions.

Coverage can help with claims of wrongful termination, discrimination, or harassment.

If a Client Sues You for a Professional Mistake.

If a client says your advice, design, or work caused them financial loss, this policy helps protect your business from costly legal battles.

If a Hacker Hacks You.

Protection against you if a data breach leads to legal claims or regulatory fines.

If You’re in a Personal Car Accident During Business.

Helps cover legal gaps if you’re in an accident while working.

If Your Stuff is Stolen or Destroyed.

You may be able to add business personal property coverage to your GL policy. It helps cover the cost of replacing stolen or damaged business equipment.

If a Disaster Leaves Your Business With No Income.

Business interruption coverage, often bundled with GL policies, helps cover lost income and ongoing expenses if a fire, flood, or disaster shuts your business down temporarily.

Get Proof of Insurance with a Certificate of Insurance

A Certificate of Insurance, or COl for short, is the document you share with the potential client or lease contract that led you here. Once you insure your business with Coverlane, you'll get it within an hour.

Start Your Quote

Tell Us About Your Business

We'll recommend everything you need, and nothing you don't.

If a Disaster Leaves Your Business With No Income

Unlimited Defense Costs

Urgent Medical Expenses

Equipment Breakdown Coverage

Employment Related Practices Liability

Professional Liability

Cyber Risk Coverage

Hired & Non-Owned Auto Coverage

If a Disaster Leaves Your Business With No Income.

Business Income Interruption Coverage

Business Insurance for Experts Doing Their Own Thing

Millions of people are ditching the traditional 9-5 career path and paving their own way as self-employed professionals, work-from-anywhere freelancers, and never-going-back-in-house independents. That’s who we insure.

Insure your Solopreneur Business

Professional liability, check. General liability, check. Cyber insurance, check. Your minutes away from getting covered and receiving a Certificate of Insurance to prove it.

Start Your Quote

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Basic

$9.99

Perfect for small team
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Professional

$19.99

Ideal for growing teams
Includes:
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Enterprise

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Tailored solutions for large organizations
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Have Questions?
Our AI Has Answers!

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How does your AI personalize recommendations for teams?

Logoipsum uses advanced AI algorithms to ensure the highest levels of security for your tasks and data.

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